Wealth through conventional investment principles

Your financial well-being

Why you should personally be involved in your financial well being

Money plays a role in nearly every aspect of our lives and we need to know how to budget, save and make our money grow and work for us. Some people get it right and others get it very wrong.

Many people dream of one day being financially free. The sad fact however is that this dream is rarely fulfilled and that less than 10% of people will achieve this goal. Even sadder is the fact that many more persons could have achieved financial freedom if only they knew how to. Every person should learn how to calculate his / her financial needs in retirement. People should know how much they need to save monthly to build the investment that will one day generate the income they will need at that point in time when they will stop earning and income and start living from the income generated by their investments.

It is important to have some knowledge of the different investment asset classes, their historic growth track records and the risks involved in the different investment choices.

Most persons will at some or other stage in their life have to appoint a professional financial planner to assist them with their personal or family financial planning. One will also require the assistance of other financial specialists at times with some of the elements of one’s financial plan. It is important to develop a plan and have a very clear understanding of your financial / cash flow needs over all the stages of your life. You need to know exactly for what reason you are appointing financial specialists and what you want them to do for you. If do not have the basic knowledge, how will you be able to instruct others, be able to know whether they are doing a good job and that their fees are market related?

There are a few universal truths and fact about money and money management that every person should know of. They are simple and easy to understand. The information is freely available through books and the internet, etc. All it requires is a little interest in one’s financial well-being and a little effort from you.

Please realize that this has nothing to do with a fixation with money or a personal selfish ambition to be rich. It is about the financial well-being and of you and your family and your responsibility to care for your family, dependents and other people who are in need.

You have a duty and responsibility to become financially successful for yourself, your children, your friends and everyone who come in contact with you. Everyone will benefit.

It is your responsibility to do it and no one else will do it for you. You are the best person to take responsibility for your financial destiny.

You should not carry on without a sound financial plan for you and your family. If you do not have one – why not start today?


“We all love to win but how many people love to train”

Mark Spitz